American Express (Amex)
Premium & Luxury
•••• •••• •••• 1008
VALID THRU 12/29
The Platinum Card® from American Express
AMEX
🇺🇸 United States Ultimate Luxury Travel Icon Credit Card

The Platinum Card® from American Express

Issued by American Express

The premier luxury travel charge card offering unmatched Centurion Lounge & Priority Pass access, automatic Marriott & Hilton elite status, and over $1,500 in annual credits.

Annual Fee $695 / year
Reward Rate 5x Points on Flights & Prepaid Hotels booked on Amex Travel
APR / Profit Rate See Pay Over Time APR

Exclusive Features & Cardholder Privileges

✓

American Express Global Lounge Collection®

Complimentary access to Centurion Lounges, Priority Pass, Delta Sky Clubs, and Escape Lounges.

✓

$200 Hotel Credit & Elite Status

$200 back on prepaid Fine Hotels + Resorts bookings plus automatic Hilton Gold and Marriott Gold status.

✓

$200 Airline Fee Credit

Up to $200 per calendar year in statement credits for checked bags and seat selection with your selected airline.

✓

$240 Digital Entertainment Credit

Up to $20/month back on Disney+, Hulu, ESPN+, The New York Times, and Peacock.

✓

$199 CLEAR Plus & TSA PreCheck / Global Entry Credit

Breeze through airport security with statement credits for CLEAR Plus and Global Entry.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Best airport lounge network in the credit card industry
  • Huge annual statement credit ecosystem
  • Top flight point multiplier (5x)

⚠ Considerations

  • High $695 annual fee
  • Requires actively tracking multiple monthly/annual credits

Detailed Fees & Specifications

Card Name The Platinum Card® from American Express
Issuing Financial Institution American Express (New York, NY, USA)
Card Network AMEX
Card Type Credit Card
Primary Category Premium & Luxury
Annual Fee $695 / year
Interest Rate / APR See Pay Over Time APR
Rewards & Cashback Rate 5x Points on Flights & Prepaid Hotels booked on Amex Travel
Foreign Transaction Fee $0 (No Foreign Transaction Fees)
Airport Lounge Access Unlimited Centurion, Priority Pass, Delta Sky Club & Escape Lounges
0% Installments / Financing Amex Pay Over Time available on eligible charges
Welcome Bonus Offer 80,000 Points after $8,000 spend in first 6 months
Eligibility & Credit Score Good to Excellent (700 - 850)