American Express (Amex)
Rewards
•••• •••• •••• 1004
VALID THRU 12/29
American Express® Gold Card
AMEX
🇺🇸 United States Best for Dining & Groceries Credit Card

American Express® Gold Card

Issued by American Express

A powerhouse for foodies. Earn 4x points at restaurants worldwide and US supermarkets, accompanied by up to $120 in Uber Cash and $120 dining credit annually.

Annual Fee $325 / year
Reward Rate 4x Points at Restaurants & US Supermarkets (up to $25k/yr)
APR / Profit Rate See Pay Over Time APR (or Pay in Full Monthly)

Exclusive Features & Cardholder Privileges

✓

4x Points on Dining & US Supermarkets

Earn 4x points on restaurant dining and up to $25,000 per year at US supermarkets.

✓

$120 Annual Uber Cash

$10/month in Uber Cash for US rides or Uber Eats orders when added to your Uber account.

✓

$120 Annual Dining Statement Credit

Earn up to $10/month in statement credits at Grubhub, The Cheesecake Factory, and Goldbelly.

✓

No Foreign Transaction Fees

Pay zero foreign transaction fees when traveling outside the US.

✓

Heavy Premium Metal Card Design

Crafted in Rose Gold or classic Gold metal.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Unmatched 4x reward rate on food and groceries
  • Up to $240+ in annual dining/rideshare credits
  • Premium metal feel

⚠ Considerations

  • $325 annual fee must be offset by using monthly credits

Detailed Fees & Specifications

Card Name American Express® Gold Card
Issuing Financial Institution American Express (New York, NY, USA)
Card Network AMEX
Card Type Credit Card
Primary Category Rewards
Annual Fee $325 / year
Interest Rate / APR See Pay Over Time APR (or Pay in Full Monthly)
Rewards & Cashback Rate 4x Points at Restaurants & US Supermarkets (up to $25k/yr)
Foreign Transaction Fee $0 (No Foreign Transaction Fees)
Airport Lounge Access None (See Amex Platinum for Centurion Lounges)
0% Installments / Financing Amex Pay Over Time option available
Welcome Bonus Offer 60,000 Membership Rewards® Points after $6,000 spend in 6 months
Eligibility & Credit Score Good to Excellent (690 - 850)