Chase
Travel & Miles
•••• •••• •••• 4147
VALID THRU 12/29
Chase Sapphire Preferred® Card
VISA
🇺🇸 United States Best Overall Travel Card Credit Card

Chase Sapphire Preferred® Card

Issued by JPMorgan Chase & Co.

The gold standard in travel credit cards. Points are worth 25% more when redeemed for travel through Chase, with 1:1 point transfers to United, Southwest, Hyatt, and British Airways.

Annual Fee $95 / year
Reward Rate 5x on Travel via Chase, 3x on Dining, 2x on Other Travel
APR / Profit Rate 21.49% - 28.49% Variable

Exclusive Features & Cardholder Privileges

✓

1:1 Point Transfer Partners

Transfer points 1:1 to airline and hotel loyalty programs like World of Hyatt and United MileagePlus.

✓

25% Value Redemption Boost

Get 25% more value when you redeem for airfare, hotels, or car rentals through Chase Travel.

✓

$50 Annual Ultimate Rewards Hotel Credit

Receive up to $50 in statement credits each account anniversary year for hotels booked through Chase.

✓

No Foreign Transaction Fees

Travel internationally without incurring the typical 3% foreign exchange surcharge.

✓

Primary Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire cost to your card.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Huge welcome bonus and 1:1 point transfers
  • Primary auto rental insurance
  • Affordable $95 annual fee

⚠ Considerations

  • No airport lounge access included (upgrade to Sapphire Reserve for Priority Pass)

Detailed Fees & Specifications

Card Name Chase Sapphire Preferred® Card
Issuing Financial Institution JPMorgan Chase & Co. (New York, NY, USA)
Card Network VISA
Card Type Credit Card
Primary Category Travel & Miles
Annual Fee $95 / year
Interest Rate / APR 21.49% - 28.49% Variable
Rewards & Cashback Rate 5x on Travel via Chase, 3x on Dining, 2x on Other Travel
Foreign Transaction Fee $0 (Zero Foreign Transaction Fees Abroad)
Airport Lounge Access None included (Upgrade to Sapphire Reserve for Priority Pass)
0% Installments / Financing Chase My Chase Plan® available at fixed monthly fee
Welcome Bonus Offer 60,000 Bonus Points ($750 toward travel) after $4,000 spend in 3 months
Eligibility & Credit Score Good to Excellent (690 - 850)