Compare annual fees, reward rates, interest/APR, sign-up bonuses, foreign transaction fees, and airport lounge access across multiple banks and countries.
| Feature / Card |
American Express (Amex)
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1008
VALID THRU
12/29
The Platinum Card® from American Express
AMEX
The Platinum Card® from American ExpressAmerican Express |
HBL
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••••
••••
4999
VALID THRU
12/29
HBL Infinite CreditCard
VISA
HBL Infinite CreditCardHabib Bank Limited (HBL) |
|---|---|---|
| Country & Currency | 🇺🇸 United States (USD - $) | 🇵🇰 Pakistan (PKR - Rs. ) |
| Card Category & Network | Premium & Luxury AMEX | Premium & Luxury VISA |
| Annual Fee | $695 / year | PKR 25,000 / year (Waived on PKR 250k spend) |
| Reward / Cashback Rate | 5x Points on Flights & Prepaid Hotels booked on Amex Travel | 5x Reward Points on International & Luxury Spend |
| Interest / APR / Profit Rate | See Pay Over Time APR | KIBOR + 13% p.a. |
| Foreign FX Transaction Fee | $0 (No Foreign Transaction Fees) | 3.0% + SBP Advance Tax |
| Airport Lounge Access | Unlimited Centurion, Priority Pass, Delta Sky Club & Escape Lounges | Unlimited Worldwide Lounges via Visa Airport Companion + CIP Domestic |
| 0% Installments / Financing | Amex Pay Over Time available on eligible charges | HBL Shop Now Pay Later (0% Markup up to 36 months) |
| Welcome Sign-Up Bonus | 80,000 Points after $8,000 spend in first 6 months | 10,000 Bonus Points + Complimentary Golf Voucher |
| Credit Score / Income Requirement | Good to Excellent (700 - 850) | High-Net-Worth / Monthly Income: PKR 300,000+ |
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