Issued by Habib Bank Limited (HBL)
HBL's most prestigious credit card, offering unlimited global airport lounge access via Visa Airport Companion, 24/7 bespoke concierge, 5X rewards abroad, and high credit limits.
Free access to 1,200+ airport lounges worldwide via Visa Airport Companion app.
Priority dining reservations, travel itineraries, and VIP ticketing worldwide.
Accelerated reward points earning on foreign travel, luxury retail, and fine dining.
Comprehensive international travel accident, baggage delay, and medical assistance.
| Card Name | HBL Infinite CreditCard |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Premium & Luxury |
| Annual Fee | PKR 25,000 / year (Waived on PKR 250k spend) |
| Interest Rate / APR | KIBOR + 13% p.a. |
| Rewards & Cashback Rate | 5x Reward Points on International & Luxury Spend |
| Foreign Transaction Fee | 3.0% + SBP Advance Tax |
| Airport Lounge Access | Unlimited Worldwide Lounges via Visa Airport Companion + CIP Domestic |
| 0% Installments / Financing | HBL Shop Now Pay Later (0% Markup up to 36 months) |
| Welcome Bonus Offer | 10,000 Bonus Points + Complimentary Golf Voucher |
| Eligibility & Credit Score | High-Net-Worth / Monthly Income: PKR 300,000+ |