Issued by Habib Bank Limited (HBL)
HBL's classic green card offering convenient revolving credit, emergency cash transfer, phone banking, and 0% markup installment plans.
Affordable credit line for shopping, grocery runs, and bill payments.
Convert purchases of PKR 3,000+ into equal monthly installments up to 36 months.
Transfer credit line funds directly into any HBL bank account via phone banking.
Verified by Visa two-factor authentication on all online shopping transactions.
| Card Name | HBL Green CreditCard |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | No Annual Fee / Low Fee |
| Annual Fee | PKR 3,500 / year (Waived on PKR 35k spend) |
| Interest Rate / APR | KIBOR + 15% p.a. |
| Rewards & Cashback Rate | 1 Point / PKR 100 spent |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | HBL Shop Now Pay Later (LIP) |
| Welcome Bonus Offer | 1,000 Welcome Reward Points |
| Eligibility & Credit Score | Min Monthly Income: PKR 35,000 |