Issued by Habib Bank Limited (HBL)
Pakistan's premier travel and lifestyle credit card offering complimentary domestic CIP lounges, international airport lounge passes, and extensive GetMore dining discounts.
Complimentary access to domestic CIP lounges plus 6 global visits via Visa Airport Companion.
3x points on all international spends and fine dining nationwide.
Exclusive GetMore discounts at over 500 partner restaurants across Pakistan.
Up to USD 100,000 in travel accident and flight delay coverage.
| Card Name | HBL Platinum Credit Card |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Premium & Luxury |
| Annual Fee | PKR 12,000 (Waived on PKR 150k spend) |
| Interest Rate / APR | KIBOR + 14% p.a. |
| Rewards & Cashback Rate | 3x Reward Points on International & Dining |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Complimentary CIP Lounges (KHI, LHE, ISB) + 6 International Visits via Visa Airport Companion |
| 0% Installments / Financing | HBL Shop Now Pay Later: 0% Markup up to 12 months |
| Welcome Bonus Offer | 5,000 Bonus Reward Points on Activation |
| Eligibility & Credit Score | Min Monthly Income: PKR 150,000 |