Wells Fargo
Zero Annual Fee
•••• •••• •••• 4718
VALID THRU 12/29
Wells Fargo Active Cash® Card
VISA
🇺🇸 United States Top Flat 2% Cash Card Credit Card

Wells Fargo Active Cash® Card

Issued by Wells Fargo

Hassle-free unlimited 2% cash rewards on purchases with zero caps or categories to track, plus complimentary $600 cell phone protection when paying monthly bill.

Annual Fee $0 Free Forever
Reward Rate Unlimited 2% Cash Rewards on All Purchases
APR / Profit Rate 0% Intro APR for 15 months, then 20.24% - 29.99%

Exclusive Features & Cardholder Privileges

✓

Unlimited 2% Cash Back

Earn 2% cash rewards on every single purchase with no tracking required.

✓

Up to $600 Cellular Phone Protection

Pay your monthly mobile bill with the card to get up to $600 protection against damage or theft.

✓

$200 Fast Welcome Bonus

Earn $200 bonus after just $500 in purchases in first 3 months.

✓

0% Intro APR for 15 Months

0% intro APR on purchases and qualifying balance transfers.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Top-tier unlimited 2% cash rewards
  • Valuable cell phone protection included
  • Low $500 spend requirement for $200 bonus

⚠ Considerations

  • Has a 3% foreign currency conversion fee abroad

Detailed Fees & Specifications

Card Name Wells Fargo Active Cash® Card
Issuing Financial Institution Wells Fargo (San Francisco, CA, USA)
Card Network VISA
Card Type Credit Card
Primary Category Zero Annual Fee
Annual Fee $0 Free Forever
Interest Rate / APR 0% Intro APR for 15 months, then 20.24% - 29.99%
Rewards & Cashback Rate Unlimited 2% Cash Rewards on All Purchases
Foreign Transaction Fee 3% of each transaction in US dollars
Airport Lounge Access None
0% Installments / Financing 0% Intro APR for 15 months on purchases and balance transfers
Welcome Bonus Offer $200 Cash Rewards bonus after spending $500 in first 3 months
Eligibility & Credit Score Good to Excellent (670 - 850)