Issued by United Bank Limited (UBL)
Digital-only virtual Mastercard created instantly inside the UBL Digital App. Designed for risk-free online shopping and subscriptions (Netflix, Google Play, web hosting) without exposing primary account funds.
Generate and activate instantly inside the UBL Digital app in under 60 seconds.
Only the exact pre-loaded balance is accessible, insulating your main bank savings.
Perfect for Spotify, Netflix, YouTube Premium, Steam, and domain renewals.
Freeze, adjust spending limit, or delete the virtual card anytime with one tap.
| Card Name | UBL WIZ Virtual Prepaid Card |
|---|---|
| Issuing Financial Institution | United Bank Limited (UBL) (Karachi, Pakistan) |
| Card Network | MASTERCARD |
| Card Type | Prepaid / Virtual Card |
| Primary Category | Digital & Virtual Prepaid |
| Annual Fee | PKR 1,000 issuance / No recurring annual fee |
| Interest Rate / APR | 0% (Prepaid Balance) |
| Rewards & Cashback Rate | 1 Point / PKR 100 on Online Subscriptions |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | N/A |
| 0% Installments / Financing | No |
| Welcome Bonus Offer | Instant In-App Generation |
| Eligibility & Credit Score | Any UBL Digital App User |