UBL
Women Empowerment
•••• •••• •••• 4733
VALID THRU 12/29
UBL Visa Urooj Debit Card
VISA
🇵🇰 Pakistan Exclusively for Women Entrepreneurs Debit Card

UBL Visa Urooj Debit Card

Issued by United Bank Limited (UBL)

Tailored exclusively for women entrepreneurs and female professionals. Includes curated shopping discounts, wellness and medical perks, and preferential financing rates.

Annual Fee PKR 1,500 / year (50% Off First Year)
Reward Rate Double Reward Points on Health, Beauty, and Groceries
APR / Profit Rate 0% (Linked Urooj Account)

Exclusive Features & Cardholder Privileges

✓

Women-Centric Lifestyle Discounts

Up to 50% off at premier salons, diagnostic labs, boutique apparel, and jewelry.

✓

Urooj Business Financing Perks

Linked access to low-markup SBP SME financing for women entrepreneurs.

✓

Accelerated Points on Groceries

2X reward points on grocery supermarket runs and online essentials.

✓

Complimentary Takaful Protection

Personal accident insurance and female cancer care assistance support.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Heavily subsidized annual fee (PKR 1,500)
  • Double reward points on household essentials and beauty
  • Direct pathway to Urooj women entrepreneur micro-loans

⚠ Considerations

  • Exclusively restricted to women account holders

Detailed Fees & Specifications

Card Name UBL Visa Urooj Debit Card
Issuing Financial Institution United Bank Limited (UBL) (Karachi, Pakistan)
Card Network VISA
Card Type Debit Card
Primary Category Women Empowerment
Annual Fee PKR 1,500 / year (50% Off First Year)
Interest Rate / APR 0% (Linked Urooj Account)
Rewards & Cashback Rate Double Reward Points on Health, Beauty, and Groceries
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access Standard Access
0% Installments / Financing UBL Urooj Financing Integration
Welcome Bonus Offer Exclusive Merchant Welcome Vouchers
Eligibility & Credit Score UBL Urooj Women Checking or Savings Account