UBL
Cashback & Rewards
•••• •••• •••• 4382
VALID THRU 12/29
UBL Visa Premium Plus Debit Card
VISA
🇵🇰 Pakistan High POS Limits & NFC Tap Debit Card

UBL Visa Premium Plus Debit Card

Issued by United Bank Limited (UBL)

Enhanced everyday debit card with higher daily POS and e-commerce spending ceilings, contactless NFC tap-and-pay, and extensive merchant discounts.

Annual Fee PKR 4,500 / year
Reward Rate 1 Point / PKR 100 spent
APR / Profit Rate 0% (Linked Account)

Exclusive Features & Cardholder Privileges

✓

Contactless NFC Tap & Pay

Fast and secure contactless payments at merchant checkouts nationwide and overseas.

✓

Elevated POS Limits

Daily POS and online shopping allowance up to PKR 500,000.

✓

Golootlo Deals Network

Save up to 40% on dining, healthcare, apparel, and travel bookings.

✓

24/7 Real-Time Fraud Shield

Instant SMS alerts and biometric verification on the UBL Digital App.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Generous PKR 500,000 POS and e-commerce limit
  • Contactless NFC tap-to-pay convenience
  • Broad discount network nationwide

⚠ Considerations

  • CIP domestic airport lounge access is not complimentary

Detailed Fees & Specifications

Card Name UBL Visa Premium Plus Debit Card
Issuing Financial Institution United Bank Limited (UBL) (Karachi, Pakistan)
Card Network VISA
Card Type Debit Card
Primary Category Cashback & Rewards
Annual Fee PKR 4,500 / year
Interest Rate / APR 0% (Linked Account)
Rewards & Cashback Rate 1 Point / PKR 100 spent
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access Discounted CIP Domestic Lounge Access
0% Installments / Financing UBL PayLater at select merchants
Welcome Bonus Offer 1,000 UBL Digital Reward Points
Eligibility & Credit Score UBL Current or Savings Account