Issued by United Bank Limited (UBL)
Standard international debit card issued with UBL checking accounts, enabling ATM cash withdrawals, retail store POS, and secure online shopping.
Use locally across Pakistan or internationally in 200+ countries.
Access exclusive discount campaigns via UBL Digital.
Hardware encrypted chip protects against fraudulent duplication.
Temporarily lock card, set transaction limits, or enable international usage via app.
| Card Name | UBL Visa Premium Debit Card |
|---|---|
| Issuing Financial Institution | United Bank Limited (UBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Debit Card |
| Primary Category | Everyday Spending |
| Annual Fee | PKR 3,000 / year |
| Interest Rate / APR | 0% (Linked Account) |
| Rewards & Cashback Rate | 1 Point / PKR 100 spent |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | No |
| Welcome Bonus Offer | Standard Welcome |
| Eligibility & Credit Score | Any UBL Account |