Issued by United Bank Limited (UBL)
Premium travel credit card delivering 3X rewards on international retail, high-limit credit lines, and complimentary CIP airport lounge relaxation.
Accelerate points earning by 300% on all cross-border and foreign shopping.
Complimentary CIP lounge access in Karachi, Lahore, and Islamabad.
Complimentary travel accident coverage up to PKR 15 Million.
Convert purchases PKR 5,000+ into easy monthly installments.
| Card Name | UBL Visa Platinum Credit Card |
|---|---|
| Issuing Financial Institution | United Bank Limited (UBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Premium & Luxury |
| Annual Fee | PKR 7,500 / year (Waived on PKR 75k annual spend) |
| Interest Rate / APR | KIBOR + 14% p.a. |
| Rewards & Cashback Rate | 3X Reward Points on international spend, 1 pt / PKR 100 domestic |
| Foreign Transaction Fee | 3.25% + SBP Advance Tax |
| Airport Lounge Access | CIP Airport Lounges at KHI, LHE, ISB |
| 0% Installments / Financing | Lite Installment Plan (LIP) up to 36 months |
| Welcome Bonus Offer | 2,500 Welcome Bonus Reward Points |
| Eligibility & Credit Score | Min Monthly Income: PKR 75,000 |