UBL
Premium & Luxury
•••• •••• •••• 4988
VALID THRU 12/29
UBL Visa Infinite Debit Card
VISA
🇵🇰 Pakistan Highest Limit in Pakistan (PKR 5M) Debit Card

UBL Visa Infinite Debit Card

Issued by United Bank Limited (UBL)

Pakistan's most prestigious debit card with an unprecedented PKR 5 Million daily POS spending limit, global 24/7 concierge, and unlimited worldwide lounge access.

Annual Fee PKR 18,000 / year (Waived for Signature Banking Clients)
Reward Rate 1 Point / PKR 100 spent + UBL Signature Perks
APR / Profit Rate 0% (Linked Checking/Savings Account)

Exclusive Features & Cardholder Privileges

✓

PKR 5M Daily POS Limit

Industry-leading daily retail purchasing and merchant checkout capacity.

✓

Unlimited Global Lounges

Complimentary Priority Pass membership covering 1,300+ lounges globally + CIP domestic.

✓

24/7 Global Concierge

Bespoke international travel, dining reservations, and lifestyle coordination.

✓

Comprehensive Travel Shield

Multi-trip international medical and travel insurance up to USD 500,000.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Highest POS transaction limit in Pakistan (PKR 5,000,000)
  • Unlimited domestic CIP and international Priority Pass lounges
  • Zero foreign exchange markup penalty on select tiers

⚠ Considerations

  • Exclusively reserved for Signature / High-Net-Worth banking clients

Detailed Fees & Specifications

Card Name UBL Visa Infinite Debit Card
Issuing Financial Institution United Bank Limited (UBL) (Karachi, Pakistan)
Card Network VISA
Card Type Debit Card
Primary Category Premium & Luxury
Annual Fee PKR 18,000 / year (Waived for Signature Banking Clients)
Interest Rate / APR 0% (Linked Checking/Savings Account)
Rewards & Cashback Rate 1 Point / PKR 100 spent + UBL Signature Perks
Foreign Transaction Fee 3.0% + SBP Advance Tax
Airport Lounge Access Unlimited Global Priority Pass & Domestic CIP Lounges
0% Installments / Financing Debit Card Installments (PayLater enabled)
Welcome Bonus Offer Priority Pass Membership + Dedicated Concierge
Eligibility & Credit Score High-Net-Worth / Signature Banking Account