Issued by United Bank Limited (UBL)
Mid-tier lifestyle credit card with elevated spending limits, Golootlo dining savings, and travel accident insurance up to PKR 7 Million.
Discounts up to 40% at leading restaurants and apparel brands via Golootlo.
Automated travel accident coverage when tickets are booked using the card.
Save on every fuel refill across all OMC service stations.
Transfer credit card balances from other banks at competitive lower markups.
| Card Name | UBL Visa Gold Credit Card |
|---|---|
| Issuing Financial Institution | United Bank Limited (UBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Cashback & Rewards |
| Annual Fee | PKR 5,000 / year (Waived on PKR 50k annual spend) |
| Interest Rate / APR | KIBOR + 14% p.a. |
| Rewards & Cashback Rate | 1 Point / PKR 100 spent (Value: PKR 0.30/pt) |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Pay-per-use CIP lounge access |
| 0% Installments / Financing | Lite Installment Plan (LIP): 3 to 36 months |
| Welcome Bonus Offer | 1,500 Activation Reward Points |
| Eligibility & Credit Score | Min Monthly Income: PKR 50,000 |