UBL
Business & Corporate
•••• •••• •••• 4612
VALID THRU 12/29
UBL Visa FCY Business Debit Card
VISA
🇵🇰 Pakistan USD Foreign Currency Commercial Business Debit Card

UBL Visa FCY Business Debit Card

Issued by United Bank Limited (UBL)

USD-denominated commercial debit card tailored for corporations and export firms conducting high-volume cross-border trade, software licenses, and executive travel.

Annual Fee USD 25 / year
Reward Rate Commercial Rebates on Corporate SaaS & Travel
APR / Profit Rate 0% (Linked USD Corporate Account)

Exclusive Features & Cardholder Privileges

✓

0% FX on USD Spending

Zero currency conversion spread on transactions billed directly in US Dollars.

✓

Corporate Cross-Border Trade

High limit allowance for international trade subscriptions, vendor invoices, and travel.

✓

Executive Airport Lounges

Complimentary domestic CIP lounge access for corporate executives.

✓

Corporate Liability Shield

Full enterprise-level fraud protection and per-card limit provisioning.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • 0% currency conversion fee on direct USD transactions
  • Directly linked to USD foreign currency accounts
  • Designed for B2B procurement and corporate travel

⚠ Considerations

  • Requires active corporate FCY business bank account with UBL

Detailed Fees & Specifications

Card Name UBL Visa FCY Business Debit Card
Issuing Financial Institution United Bank Limited (UBL) (Karachi, Pakistan)
Card Network VISA
Card Type Business Debit Card
Primary Category Business & Corporate
Annual Fee USD 25 / year
Interest Rate / APR 0% (Linked USD Corporate Account)
Rewards & Cashback Rate Commercial Rebates on Corporate SaaS & Travel
Foreign Transaction Fee 0% on Direct USD Spend
Airport Lounge Access CIP Domestic and Regional Middle East Lounges
0% Installments / Financing No
Welcome Bonus Offer Free Multi-User Employee Sub-Cards Available
Eligibility & Credit Score UBL Foreign Currency Business Account