Issued by United Bank Limited (UBL)
Cost-effective debit card operating on the UnionPay (UPI) network. Ideal for traders, students, and travelers visiting China, Hong Kong, and across the Asia-Pacific corridor.
Universal acceptance at merchant terminals and ATMs across mainland China and East Asia.
Direct RMB clearing without mandatory dual USD currency conversion steps.
Works smoothly at all ATMs and retail POS counters in Pakistan.
Exclusive shopping promotions at international duty-free airports.
| Card Name | UBL UnionPay International Debit Card |
|---|---|
| Issuing Financial Institution | United Bank Limited (UBL) (Karachi, Pakistan) |
| Card Network | UNIONPAY |
| Card Type | Debit Card |
| Primary Category | Travel & Lounges |
| Annual Fee | PKR 2,500 / year |
| Interest Rate / APR | 0% (Linked Account) |
| Rewards & Cashback Rate | 1 Point / PKR 100 spent |
| Foreign Transaction Fee | 3.0% + SBP Advance Tax |
| Airport Lounge Access | UnionPay Lounge Network in China and East Asia |
| 0% Installments / Financing | No |
| Welcome Bonus Offer | UnionPay International Travel Privileges |
| Eligibility & Credit Score | Any UBL Checking / Savings Account |