Issued by United Bank Limited (UBL)
Top-tier lifestyle credit card featuring CIP lounge privileges, 3X international reward points, Balance Transfer Facility (BTF), and instant Lite Installment Plans.
Complimentary access to CIP lounges at Karachi, Lahore, and Islamabad airports.
Instant dining & lifestyle savings up to 50% across 15,000+ partner outlets.
Zero fuel surcharge across all petrol stations in Pakistan.
Convert retail purchases over PKR 5,000 into 3-36 monthly installments.
| Card Name | UBL Visa Signature Credit Card |
|---|---|
| Issuing Financial Institution | United Bank Limited (UBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Premium & Luxury |
| Annual Fee | PKR 9,000 (Waived on PKR 90k annual spend) |
| Interest Rate / APR | KIBOR + 14% p.a. (Lite Installment Plan Available) |
| Rewards & Cashback Rate | 1 Point / PKR 100 (Redemption: 1 pt = PKR 0.30) |
| Foreign Transaction Fee | 3.25% + SBP Advance Tax |
| Airport Lounge Access | CIP Lounges (Karachi, Lahore, Islamabad) + Regional Lounges |
| 0% Installments / Financing | Lite Installment Plan (LIP): 3-36 mos (0% markup partner promos) |
| Welcome Bonus Offer | 3,000 Activation Points + PKR 1,500 Fuel Voucher |
| Eligibility & Credit Score | Min Monthly Income: PKR 100,000 |