Issued by United Bank Limited (UBL)
Dedicated fuel co-brand credit card with Pakistan State Oil (PSO) offering accelerated cashback, zero fuel surcharges, and automobile repair installment options.
Direct savings on petrol, diesel, and lubricants at all nationwide PSO fuel stations.
100% waiver of credit card fuel surcharges on all PSO pump swipes.
Convert tyre, battery, and car service bills into 0% markup installments.
Emergency roadside towing and emergency fuel assistance program.
| Card Name | UBL PSO Auto Credit Card |
|---|---|
| Issuing Financial Institution | United Bank Limited (UBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Cashback & Rewards |
| Annual Fee | PKR 4,000 / year (Waived on PKR 40k spend) |
| Interest Rate / APR | KIBOR + 14% p.a. |
| Rewards & Cashback Rate | Up to 5% Cashback on PSO fuel + Accelerated Reward Points |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | UBL BetterBuy 0% Markup Plans |
| Welcome Bonus Offer | PKR 1,000 Free PSO Fuel Voucher upon activation |
| Eligibility & Credit Score | Min Monthly Income: PKR 40,000 |