UBL
Everyday Spending
•••• •••• •••• 5219
VALID THRU 12/29
UBL Mastercard Premium Debit Card
🇵🇰 Pakistan PKR 200k ATM / PKR 300k POS Debit Card

UBL Mastercard Premium Debit Card

Issued by United Bank Limited (UBL)

Balanced premium debit card featuring PKR 200,000 daily ATM limits, PKR 300,000 daily retail POS spending, and worldwide Mastercard acceptance.

Annual Fee PKR 3,500 / year
Reward Rate 1 Point / PKR 100 spent
APR / Profit Rate 0% (Linked Account)

Exclusive Features & Cardholder Privileges

✓

PKR 200,000 ATM Limit

High cash accessibility across 1Link and global Cirrus ATM networks.

✓

PKR 300,000 Daily POS

Ample daily allowance for retail shopping, groceries, and fuel.

✓

Worldwide Acceptance

Accepted at tens of millions of merchants globally via Mastercard.

✓

Mastercard Identity Check

Safe online payments with dynamic OTP and biometric authentication.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • High daily cash withdrawal limit of PKR 200,000
  • Affordable annual maintenance fee
  • Global Mastercard network coverage

⚠ Considerations

  • No complimentary airport lounge access

Detailed Fees & Specifications

Card Name UBL Mastercard Premium Debit Card
Issuing Financial Institution United Bank Limited (UBL) (Karachi, Pakistan)
Card Network MASTERCARD
Card Type Debit Card
Primary Category Everyday Spending
Annual Fee PKR 3,500 / year
Interest Rate / APR 0% (Linked Account)
Rewards & Cashback Rate 1 Point / PKR 100 spent
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access Standard Access
0% Installments / Financing No
Welcome Bonus Offer 500 Reward Points on First App Transaction
Eligibility & Credit Score Any UBL Individual Account