SME Bank
Business & Corporate
•••• •••• •••• 9460
VALID THRU 12/29
SME Enterprise Business Debit Card
PAYPAK
🇵🇰 Pakistan Small Enterprise Tool Corporate Card

SME Enterprise Business Debit Card

Issued by SME Bank Limited

Business debit card designed by SME Bank to assist small enterprise owners in paying suppliers, purchasing raw materials, and managing business cash flows securely.

Annual Fee PKR 1,500 / year
Reward Rate SME Working Capital Line Integration
APR / Profit Rate Concessionary SME Mark-up

Exclusive Features & Cardholder Privileges

✓

Business Expense Isolation

Keep business inventory and payroll expenses separated from personal finances.

✓

1LINK Nationwide ATMs

Withdraw working capital at over 16,000 ATMs across Pakistan.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Low annual maintenance fee
  • Tailored for small workshop and trade businesses
  • Government backed inclusion

⚠ Considerations

  • Domestic transactions only

Detailed Fees & Specifications

Card Name SME Enterprise Business Debit Card
Issuing Financial Institution SME Bank Limited (Islamabad, Pakistan)
Card Network PAYPAK
Card Type Corporate Card
Primary Category Business & Corporate
Annual Fee PKR 1,500 / year
Interest Rate / APR Concessionary SME Mark-up
Rewards & Cashback Rate SME Working Capital Line Integration
Foreign Transaction Fee Domestic Only
Airport Lounge Access Standard Business Card (No lounge)
0% Installments / Financing Custom SME Loan Term Settlement
Welcome Bonus Offer Direct access to business loans
Eligibility & Credit Score Registered Small & Medium Enterprises