Standard Chartered
Premium & Luxury
•••• •••• •••• 5188
VALID THRU 12/29
Standard Chartered World Credit Card
🇵🇰 Pakistan Highest Global Prestige Credit Card

Standard Chartered World Credit Card

Issued by Standard Chartered Pakistan

International executive credit card with the lowest overseas markup among Pakistani banks, complimentary golf privileges, and full Mastercard World perks.

Annual Fee PKR 15,000 / year
Reward Rate 5x Reward Points on All International Spends
APR / Profit Rate KIBOR + 13.5% p.a.

Exclusive Features & Cardholder Privileges

✓

5x International Rewards

Earn 5 reward points on every PKR 100 spent internationally in foreign currency.

✓

Unlimited LoungeKey Visits

Free access to 1,200+ airport lounges worldwide with complimentary guest passes.

✓

Complimentary Golf Rounds

Complimentary tee times at premier golf clubs across Karachi, Lahore, and Islamabad.

✓

Lowest Foreign FX Markup in PK

Competitive international exchange rates with minimal bank commission.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Ideal for frequent international travelers from Pakistan
  • World-class Mastercard concierge
  • Best overseas points multiplier

⚠ Considerations

  • High annual fee and strict income eligibility requirements

Detailed Fees & Specifications

Card Name Standard Chartered World Credit Card
Issuing Financial Institution Standard Chartered Pakistan (Karachi, Pakistan)
Card Network MASTERCARD
Card Type Credit Card
Primary Category Premium & Luxury
Annual Fee PKR 15,000 / year
Interest Rate / APR KIBOR + 13.5% p.a.
Rewards & Cashback Rate 5x Reward Points on All International Spends
Foreign Transaction Fee 2.25% (Lowest Bank FX Markup in Pakistan)
Airport Lounge Access Unlimited Worldwide LoungeKey Airport Lounges
0% Installments / Financing SCB KuchBhi 0% Installment Plans
Welcome Bonus Offer 10,000 Activation Points + Complimentary Golf Passes
Eligibility & Credit Score Min Monthly Income: PKR 250,000