NBP
Cashback
•••• •••• •••• 4102
VALID THRU 12/29
NBP Visa Gold Debit Card
VISA
🇵🇰 Pakistan National Bank Gold Standard Debit Card

NBP Visa Gold Debit Card

Issued by National Bank of Pakistan

Accessible, trusted debit card from Pakistan's premier state-owned commercial bank, supporting international online shopping, nationwide ATM withdrawals, and NBP Digital integration.

Annual Fee PKR 2,500 / year
Reward Rate Utility Bill Cashback & Retail Discounts
APR / Profit Rate 0% (Direct Account Debit)

Exclusive Features & Cardholder Privileges

✓

Nation's Largest Branch Support

Backed by over 1,500 NBP branches across every district in Pakistan.

✓

Utility Bill Payment Discounts

Zero transaction fee on government utility and fee payments via NBP Digital.

✓

Visa EMV Contactless

Protected with secure chip technology for domestic and international shopping.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Huge nationwide branch network
  • Affordable annual fee
  • Reliable government payroll and pension integration

⚠ Considerations

  • No complimentary airport lounge access

Detailed Fees & Specifications

Card Name NBP Visa Gold Debit Card
Issuing Financial Institution National Bank of Pakistan (Karachi, Pakistan)
Card Network VISA
Card Type Debit Card
Primary Category Cashback
Annual Fee PKR 2,500 / year
Interest Rate / APR 0% (Direct Account Debit)
Rewards & Cashback Rate Utility Bill Cashback & Retail Discounts
Foreign Transaction Fee 3.0% + SBP Advance Tax
Airport Lounge Access Standard Gold Card (No lounge)
0% Installments / Financing Debit Card (Instant Account Settlement)
Welcome Bonus Offer Free NBP Digital mobile banking access
Eligibility & Credit Score Any NBP Account Holder