NatWest
Cashback
•••• •••• •••• 5482
VALID THRU 12/29
NatWest Reward Credit Card
🇬🇧 United Kingdom Best Supermarket Cashback Credit Card

NatWest Reward Credit Card

Issued by NatWest

The premier supermarket reward credit card in Britain. Earn 1% back on groceries at Tesco, Sainsbury's, Asda, and Morrisons, plus zero foreign transaction fees abroad.

Annual Fee £24 / year (Refunded if you hold NatWest Reward Current Account)
Reward Rate 1% Back at Supermarkets + 1% to 15% at Partner Retailers
APR / Profit Rate 28.9% Representative APR Variable

Exclusive Features & Cardholder Privileges

✓

1% Back on Supermarket Spend

Earn 1% Rewards on all purchases at any UK supermarket without caps.

✓

No Foreign Transaction Fees Abroad

Pay zero foreign currency fees when making purchases outside the UK.

✓

Up to 15% Back at Partner Retailers

Earn additional cashback at national retailers like Caffe Nero, Europcar, and more.

✓

£24 Annual Fee Refunded

Annual card fee is refunded if you also hold a NatWest Reward Current Account.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • 1% on all grocery shopping
  • No foreign transaction fees abroad
  • Fee refunded for Reward Current Account holders

⚠ Considerations

  • £24 annual fee if you do not hold a linked current account

Detailed Fees & Specifications

Card Name NatWest Reward Credit Card
Issuing Financial Institution NatWest (Edinburgh / London, UK)
Card Network MASTERCARD
Card Type Credit Card
Primary Category Cashback
Annual Fee £24 / year (Refunded if you hold NatWest Reward Current Account)
Interest Rate / APR 28.9% Representative APR Variable
Rewards & Cashback Rate 1% Back at Supermarkets + 1% to 15% at Partner Retailers
Foreign Transaction Fee £0 (No Foreign Transaction Fees Abroad)
Airport Lounge Access None
0% Installments / Financing NatWest installment plans available in app
Welcome Bonus Offer No foreign transaction fees abroad
Eligibility & Credit Score UK Resident with Good Credit Score