Issued by Lloyds Bank
Tiered cashback credit card that pays up to 1% cash back directly into your account every year, integrated with Lloyds Everyday Offers.
0.5% on annual spend up to £4,000 and 1% on everything over £4,000.
Up to 15% cashback at top retailers like Sainsbury's, Costa, and Deliveroo.
Statutory legal protection under Section 75 Consumer Credit Act on items over £100.
| Card Name | Lloyds Bank Cashback Credit Card |
|---|---|
| Issuing Financial Institution | Lloyds Bank (London, United Kingdom) |
| Card Network | MASTERCARD |
| Card Type | Credit Card |
| Primary Category | Cashback |
| Annual Fee | £0 / year |
| Interest Rate / APR | 24.9% Representative APR Variable |
| Rewards & Cashback Rate | 0.50% Cashback on spend up to £4,000, 1.0% above £4,000 |
| Foreign Transaction Fee | 2.95% non-sterling transaction fee |
| Airport Lounge Access | None |
| 0% Installments / Financing | 0% Balance transfer and purchase deals |
| Welcome Bonus Offer | £20 Cash Bonus after spending £1,000 in first 90 days |
| Eligibility & Credit Score | Good UK Credit Score |