Monzo
Travel & Miles
•••• •••• •••• 5353
VALID THRU 12/29
Monzo Max Holographic Debit Card
🇬🇧 United Kingdom Best Digital Travel Debit Debit Card

Monzo Max Holographic Debit Card

Issued by Monzo Bank

The ultimate digital travel card featuring worldwide family travel insurance, comprehensive phone insurance, UK breakdown cover by RAC, and zero overseas fees.

Annual Fee £17 / month (£204 / year)
Reward Rate Worldwide Travel & Phone Insurance + Free Lounge Access Upgrades
APR / Profit Rate Debit (Overdraft optional: 19% - 39% EAR)

Exclusive Features & Cardholder Privileges

✓

Zero Fees on Overseas Spending

Zero markup on Mastercard exchange rate worldwide in all currencies.

✓

Worldwide Family Travel Insurance

Covers medical emergencies, cancellations, winter sports, and family trips.

✓

Phone Damage & Snatch Insurance

Covers phone loss, theft, and accidental damage up to £2,000 value.

✓

RAC UK Breakdown & Roadside Assistance

Full UK breakdown recovery, roadside repair, and at-home service.

✓

Discounted £24 Airport Lounge Passes

Discounted LoungeKey passes for you and travel companions.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Complete package of breakdown, travel, and mobile insurance in one app
  • Zero FX fees abroad
  • Iconic holographic card design

⚠ Considerations

  • £17 monthly subscription fee

Detailed Fees & Specifications

Card Name Monzo Max Holographic Debit Card
Issuing Financial Institution Monzo Bank (London, United Kingdom)
Card Network MASTERCARD
Card Type Debit Card
Primary Category Travel & Miles
Annual Fee £17 / month (£204 / year)
Interest Rate / APR Debit (Overdraft optional: 19% - 39% EAR)
Rewards & Cashback Rate Worldwide Travel & Phone Insurance + Free Lounge Access Upgrades
Foreign Transaction Fee £0 (Zero Fees on Overseas Spending at Mastercard rate)
Airport Lounge Access Discounted £24 LoungeKey airport lounge passes
0% Installments / Financing Monzo Flex: 0% interest on 3 monthly installments
Welcome Bonus Offer Family Worldwide Travel & Mobile Insurance
Eligibility & Credit Score Any UK Monzo Account User