HSBC UK
Premium & Luxury
•••• •••• •••• 5241
VALID THRU 12/29
HSBC Premier Credit Card (UK)
🇬🇧 United Kingdom Prestige UK Travel Card Credit Card

HSBC Premier Credit Card (UK)

Issued by HSBC UK

A luxury reward card with zero annual fee for HSBC Premier customers. Convert points 1:1 to British Airways Avios, Virgin Atlantic Flying Club, and Singapore KrisFlyer.

Annual Fee £0 (Exclusive to HSBC Premier Customers)
Reward Rate 1 Reward Point per £1 spent in UK, 2 Points per £1 spent Abroad
APR / Profit Rate 23.9% Representative APR Variable

Exclusive Features & Cardholder Privileges

✓

Direct Avios & Airline Conversion

Convert reward points to British Airways Avios, Singapore Airlines KrisFlyer, and Etihad Guest.

✓

Preferential LoungeKey Airport Access

Discounted entry to over 1,000 airport lounges globally.

✓

Worldwide Travel Insurance Included

Comprehensive multi-trip travel insurance for the entire family.

✓

£0 Annual Card Fee

Enjoy luxury rewards with no recurring annual charge as an HSBC Premier customer.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Flexible airline transfer partners
  • Free family travel insurance included with Premier
  • No annual fee

⚠ Considerations

  • Strict Premier qualification criteria (income or investment balances)

Detailed Fees & Specifications

Card Name HSBC Premier Credit Card (UK)
Issuing Financial Institution HSBC UK (Birmingham, United Kingdom)
Card Network MASTERCARD
Card Type Credit Card
Primary Category Premium & Luxury
Annual Fee £0 (Exclusive to HSBC Premier Customers)
Interest Rate / APR 23.9% Representative APR Variable
Rewards & Cashback Rate 1 Reward Point per £1 spent in UK, 2 Points per £1 spent Abroad
Foreign Transaction Fee 2.99% (Non-sterling transaction fee)
Airport Lounge Access Discounted entry to 1,000+ airport lounges worldwide via LoungeKey
0% Installments / Financing HSBC Plan It installment plans available
Welcome Bonus Offer Convert Points to Avios, Singapore KrisFlyer & Asia Miles
Eligibility & Credit Score HSBC Premier Account Requirement