MCB
Cashback
•••• •••• •••• 4219
VALID THRU 12/29
MCB Platinum Visa Credit Card
VISA
🇵🇰 Pakistan Top Retail Rewards Credit Card

MCB Platinum Visa Credit Card

Issued by MCB Bank

A dependable rewards card with MCB i-Plan installment plans, airport lounge privileges, and extensive supermarket & dining deals across Punjab and Sindh.

Annual Fee PKR 7,500 (Waived on PKR 75k spend)
Reward Rate Up to 2% cashback equivalent at grocery & fashion stores
APR / Profit Rate KIBOR + 15% p.a.

Exclusive Features & Cardholder Privileges

✓

Supermarket Cashback Points

Accelerated points at Carrefour, Imtiaz, and Metro Cash & Carry nationwide.

✓

MCB i-Plan 0% Markup

Instant conversion of big purchases into flexible tenure installments.

✓

Domestic CIP Lounge Access

Free access at all major airport terminals within Pakistan.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Strong grocery and shopping discounts in Pakistan
  • Low annual fee with achievable fee waiver
  • Wide branch support

⚠ Considerations

  • Points expire after 2 years if not redeemed

Detailed Fees & Specifications

Card Name MCB Platinum Visa Credit Card
Issuing Financial Institution MCB Bank (Lahore, Pakistan)
Card Network VISA
Card Type Credit Card
Primary Category Cashback
Annual Fee PKR 7,500 (Waived on PKR 75k spend)
Interest Rate / APR KIBOR + 15% p.a.
Rewards & Cashback Rate Up to 2% cashback equivalent at grocery & fashion stores
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access Complimentary Domestic CIP Airport Lounges
0% Installments / Financing MCB i-Plan: 0% Markup flexible installments
Welcome Bonus Offer PKR 2,000 voucher on top retail brands
Eligibility & Credit Score Min Monthly Income: PKR 80,000