IDBP
Business & Corporate
•••• •••• •••• 9481
VALID THRU 12/29
IDBP Industrial SME Corporate Card
PAYPAK
🇵🇰 Pakistan Industrial Financing Tool Corporate Card

IDBP Industrial SME Corporate Card

Issued by Industrial Development Bank of Pakistan (IDBP / IDBL)

Specialized corporate payment instrument by IDBP facilitating equipment acquisition, industrial utility bill payments, and operational cash management for Pakistani manufacturing SMEs.

Annual Fee PKR 2,000 / year
Reward Rate SME Equipment & Inventory Financing Facility
APR / Profit Rate Industrial Concessionary Rates

Exclusive Features & Cardholder Privileges

✓

Factory & Utility Settlement

Convenient bill settlement for heavy industrial power and gas tariffs.

✓

1LINK Network Access

Nationwide cash access across all commercial bank ATMs in Pakistan.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Low administrative fee
  • Direct link to long-term industrial loans
  • Specialized for manufacturers

⚠ Considerations

  • Strictly for registered industrial and commercial units

Detailed Fees & Specifications

Card Name IDBP Industrial SME Corporate Card
Issuing Financial Institution Industrial Development Bank of Pakistan (IDBP / IDBL) (Karachi, Pakistan)
Card Network PAYPAK
Card Type Corporate Card
Primary Category Business & Corporate
Annual Fee PKR 2,000 / year
Interest Rate / APR Industrial Concessionary Rates
Rewards & Cashback Rate SME Equipment & Inventory Financing Facility
Foreign Transaction Fee Domestic Only
Airport Lounge Access Standard Industrial Card (No lounge)
0% Installments / Financing Custom Industrial Loan Amortization
Welcome Bonus Offer Direct link to state industrial credit lines
Eligibility & Credit Score Manufacturing and SME Borrowers