Issued by Industrial and Commercial Bank of China Limited (ICBC Pakistan)
Revolutionary dual-currency debit card issued by ICBC Pakistan for businessmen and travelers between China and Pakistan, settling directly in PKR or CNY with zero FX currency markup.
Spend directly from your CNY sub-account in mainland China without foreign exchange fees.
Access UnionPay high-speed rail and airport VIP lounges across major Chinese cities.
Tailored for cross-border commerce, trade procurement, and student expenditures.
| Card Name | ICBC UnionPay Dual Currency Card (PKR/CNY) |
|---|---|
| Issuing Financial Institution | Industrial and Commercial Bank of China Limited (ICBC Pakistan) (Karachi & Islamabad, Pakistan) |
| Card Network | UNIONPAY |
| Card Type | Debit Card |
| Primary Category | Travel & Airline |
| Annual Fee | PKR 5,000 / year |
| Interest Rate / APR | 0% (Direct Account Debit) |
| Rewards & Cashback Rate | Zero Currency Conversion Markup in Mainland China |
| Foreign Transaction Fee | 0% FX Fee on CNY transactions in China |
| Airport Lounge Access | UnionPay Diamond Lounges in Beijing, Shanghai & Guangzhou |
| 0% Installments / Financing | Debit Card (Instant Account Settlement) |
| Welcome Bonus Offer | Direct settlement in Chinese Yuan (CNY) & PKR |
| Eligibility & Credit Score | ICBC Pakistan Account Holders & CPEC Executives |