Issued by Habib Bank Limited (HBL)
Premier debit card for high-net-worth customers featuring worldwide airport lounge access via Mastercard Airport Pass, PKR 500,000+ daily POS limits, and comprehensive international travel insurance.
Complimentary access to over 1,000 airport lounges globally via Mastercard Airport Pass.
Substantial purchasing power for retail shopping, luxury hospitality, and travel.
Medical and travel emergency insurance coverage up to USD 500,000 abroad.
24/7 global concierge service for reservations, flight bookings, and event tickets.
| Card Name | HBL World DebitCard |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | MASTERCARD |
| Card Type | Debit Card |
| Primary Category | Premium & Luxury |
| Annual Fee | PKR 15,000 / year (Waived for HBL Prestige Clients) |
| Interest Rate / APR | 0% (Linked Checking/Savings Account) |
| Rewards & Cashback Rate | 1 Point / PKR 100 spent + Mastercard World Privileges |
| Foreign Transaction Fee | 3.0% + SBP Advance Tax |
| Airport Lounge Access | Unlimited Global Lounges via Mastercard Airport Pass app + Domestic CIP Lounges |
| 0% Installments / Financing | Debit Card Installments |
| Welcome Bonus Offer | Mastercard Airport Pass + Worldwide Travel Insurance |
| Eligibility & Credit Score | HBL Prestige or Priority Account Holder |