HBL
Business & Corporate
•••• •••• •••• 5520
VALID THRU 12/29
HBL World Business DebitCard
🇵🇰 Pakistan Corporate & Enterprise Banking Business Debit Card

HBL World Business DebitCard

Issued by Habib Bank Limited (HBL)

Executive business debit card tailored for companies, SMEs, and commercial entities to manage vendor payments, corporate travel, and employee spending.

Annual Fee PKR 10,000 / year
Reward Rate Corporate Cashback & Business Rebates
APR / Profit Rate 0% (Linked Corporate Account)

Exclusive Features & Cardholder Privileges

✓

Corporate Expense Management

Segregate corporate procurement and business travel from personal accounts.

✓

Executive Airport Lounges

Complimentary domestic CIP and regional airport lounge access for corporate officers.

✓

PKR 1M Daily Limit Capacity

High limit ceiling for major supplier payments and equipment procurement.

✓

Corporate Liability Waiver

Protects business entities against unauthorized employee card misuse.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • High daily transaction limits for business operations
  • Airport lounge access for executive travelers
  • Itemized corporate expense reporting

⚠ Considerations

  • Requires active SME or corporate checking relationship with HBL

Detailed Fees & Specifications

Card Name HBL World Business DebitCard
Issuing Financial Institution Habib Bank Limited (HBL) (Karachi, Pakistan)
Card Network MASTERCARD
Card Type Business Debit Card
Primary Category Business & Corporate
Annual Fee PKR 10,000 / year
Interest Rate / APR 0% (Linked Corporate Account)
Rewards & Cashback Rate Corporate Cashback & Business Rebates
Foreign Transaction Fee 3.0% + SBP Advance Tax
Airport Lounge Access Mastercard Airport Pass Executive Lounge Network
0% Installments / Financing No
Welcome Bonus Offer Multi-Employee Sub-Card Provisioning
Eligibility & Credit Score Registered Commercial Business / SME Account