Issued by Habib Bank Limited (HBL)
USD-denominated debit card linked directly to HBL Foreign Currency accounts. Eliminates cross-currency conversion spreads when shopping online or traveling overseas.
Spend in US Dollars without losing 3-5% on foreign exchange spreads.
Pay AWS, Microsoft Azure, Google Workspace, and Zoom with zero friction.
Withdraw local currency at ATMs across 200+ countries at wholesale interbank rates.
Protected by dynamic OTP verification on foreign merchant portals.
| Card Name | HBL Visa USD DebitCard |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Debit Card |
| Primary Category | Business & Corporate |
| Annual Fee | USD 20 / year |
| Interest Rate / APR | 0% (Linked Foreign Currency Account) |
| Rewards & Cashback Rate | Commercial Rebates on Global Tech & Travel |
| Foreign Transaction Fee | 0% on Direct USD Spending |
| Airport Lounge Access | CIP Domestic and Regional Lounges |
| 0% Installments / Financing | No |
| Welcome Bonus Offer | Zero FX Conversion Fees |
| Eligibility & Credit Score | HBL USD Foreign Currency Account Holder |