Issued by Habib Bank Limited (HBL)
Co-badged debit card on UnionPay and 1Link networks, providing reliable domestic cash accessibility and widespread acceptance across China and the Asia-Pacific region.
Direct merchant acceptance at millions of POS counters in China and Asia-Pacific.
Works smoothly at every ATM and retail merchant across Pakistan.
Cost-effective settlement for merchants and students traveling along CPEC routes.
EMV chip and magnetic stripe support for global cross-border acceptance.
| Card Name | HBL UnionPay Co-Badge DebitCard |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | UNIONPAY |
| Card Type | Debit Card |
| Primary Category | Travel & Lounges |
| Annual Fee | PKR 2,500 / year |
| Interest Rate / APR | 0% (Linked Account) |
| Rewards & Cashback Rate | 1 Point / PKR 100 spent |
| Foreign Transaction Fee | 3.0% + SBP Advance Tax |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | No |
| Welcome Bonus Offer | UnionPay Global Travel Deals |
| Eligibility & Credit Score | Any HBL Account |