Issued by Habib Bank Limited (HBL)
Pakistan's sovereign domestic payment scheme card, offering affordable ATM withdrawals and local point-of-sale retail spending without international fees.
Keeps transaction data secure in Pakistan with zero international overhead.
HBL's most economical debit card at only PKR 1,800/year.
Full ATM cash withdrawals and balance checks at over 18,000 ATMs across Pakistan.
Reliable microchip safeguards against card cloning and fraud.
| Card Name | HBL PayPak DebitCard |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | PAYPAK |
| Card Type | Domestic Debit Card |
| Primary Category | No Annual Fee / Low Fee |
| Annual Fee | PKR 1,800 / year (Budget Friendly) |
| Interest Rate / APR | 0% (Linked Account) |
| Rewards & Cashback Rate | Domestic Retail Discounts |
| Foreign Transaction Fee | N/A (Domestic Only) |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | No |
| Welcome Bonus Offer | Basic Account Onboarding |
| Eligibility & Credit Score | All HBL Account Holders |