Issued by Habib Bank Limited (HBL)
Debit card dedicated to women account holders under the HBL Nisa program, providing substantial discounts at salons, wellness centres, and retail boutiques.
Discounts up to 40% at premier salons, diagnostic labs, boutique fashion, and cafes.
Preferential rates on home, auto, and small business financing under HBL Nisa.
PKR 75,000 daily ATM limit and PKR 200,000 daily POS shopping ceiling.
Fast, secure contactless payments with instant SMS transaction alerts.
| Card Name | HBL Nisa DebitCard |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | MASTERCARD |
| Card Type | Debit Card |
| Primary Category | Women Empowerment |
| Annual Fee | PKR 2,000 / year (Subsidized for Women) |
| Interest Rate / APR | 0% (Linked Nisa Account) |
| Rewards & Cashback Rate | Discounts up to 40% at Salons, Apparel & Health Labs |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | No |
| Welcome Bonus Offer | Exclusive Merchant Discount Vouchers |
| Eligibility & Credit Score | HBL Nisa Account Holder |