Issued by Habib Bank Limited (HBL)
Tailored exclusively for women, offering double reward points on supermarkets, salons, and health diagnostics, paired with complimentary breast cancer screening takaful coverage.
Up to 40% off at premier diagnostic labs, wellness clinics, and pharmacies.
Accelerated points on apparel boutiques, salons, and grocery purchases.
Coverage for critical female ailments and personal accident protection.
Preferential financing rates for women entrepreneurs and startup owners.
| Card Name | HBL Nisa CreditCard |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Women Empowerment |
| Annual Fee | PKR 3,000 / year (50% Off First Year) |
| Interest Rate / APR | KIBOR + 14% p.a. |
| Rewards & Cashback Rate | 2X Points on Health, Salons, Supermarkets & Dining |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | HBL Nisa 0% Installment Schemes |
| Welcome Bonus Offer | Curated Lifestyle & Healthcare Vouchers |
| Eligibility & Credit Score | Women Account Holders / Salaried / Business |