Issued by Habib Bank Limited (HBL)
HBL's most popular lifestyle debit card featuring PKR 100,000 daily ATM withdrawals, PKR 250,000 daily POS limits, and hundreds of GetMore dining and apparel discounts.
High cash availability at over 2,000 HBL ATMs across Pakistan.
Up to 30% discount at partner restaurants, fashion outlets, and supermarkets.
Tap-and-pay NFC capability for fast and hygienic checkouts.
Instantly toggle international usage, set daily limits, or block card.
| Card Name | HBL Gold DebitCard |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | MASTERCARD |
| Card Type | Debit Card |
| Primary Category | Everyday Spending |
| Annual Fee | PKR 3,500 / year |
| Interest Rate / APR | 0% (Linked Account) |
| Rewards & Cashback Rate | 1 Point / PKR 100 spent |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Domestic Lounges on Select Flights |
| 0% Installments / Financing | No |
| Welcome Bonus Offer | GetMore Partner Welcome Vouchers |
| Eligibility & Credit Score | Any HBL Checking / Savings Account |