Issued by Habib Bank Limited (HBL)
Purpose-built commuter card offering up to 5% cashback on petrol and diesel purchases at all fuel stations across Pakistan, plus 100% fuel surcharge waivers.
Direct fuel savings at PSO, Shell, Total Parco, Attock, and all Pakistani fuel stations.
No additional merchant surcharge on any petrol pump transaction nationwide.
Finance tyres, batteries, and mechanical maintenance via 0% markup installments.
Emergency roadside towing and mechanical support across major motorways.
| Card Name | HBL FuelSaver CreditCard |
|---|---|
| Issuing Financial Institution | Habib Bank Limited (HBL) (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Cashback & Rewards |
| Annual Fee | PKR 4,000 / year (Waived on PKR 40k spend) |
| Interest Rate / APR | KIBOR + 15% p.a. |
| Rewards & Cashback Rate | Up to 5% Cashback on fuel spend at all fuel pumps across Pakistan |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | HBL Shop Now Pay Later for Auto Services |
| Welcome Bonus Offer | PKR 1,000 Free Fuel Cashback Voucher on first swipe |
| Eligibility & Credit Score | Min Monthly Income: PKR 40,000 |