HabibMetro
Premium & Luxury
•••• •••• •••• 4680
VALID THRU 12/29
HabibMetro Visa Platinum Debit Card
VISA
🇵🇰 Pakistan Trade & Executive Banking Debit Card

HabibMetro Visa Platinum Debit Card

Issued by Habib Metropolitan Bank Limited

Executive debit card by HabibMetro catering to trade finance clients and professionals with free CIP airport lounge visits, enhanced ATM limits, and nationwide discounts.

Annual Fee PKR 4,200 / year
Reward Rate Exclusive Dining and Business Travel Privileges
APR / Profit Rate 0% (Direct Account Debit)

Exclusive Features & Cardholder Privileges

✓

CIP Airport Lounge Access

Free access to domestic CIP lounges at Karachi, Lahore, and Islamabad airports.

✓

High Daily Limits

Cash withdrawal up to PKR 200,000 and POS spending up to PKR 500,000 daily.

✓

Dining Discounts

Up to 25% discount at partner restaurants across Pakistan.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Excellent commercial and trade support
  • Complimentary lounge entry
  • Reliable international Visa processing

⚠ Considerations

  • Higher annual fee than standard tiers

Detailed Fees & Specifications

Card Name HabibMetro Visa Platinum Debit Card
Issuing Financial Institution Habib Metropolitan Bank Limited (Karachi, Pakistan)
Card Network VISA
Card Type Debit Card
Primary Category Premium & Luxury
Annual Fee PKR 4,200 / year
Interest Rate / APR 0% (Direct Account Debit)
Rewards & Cashback Rate Exclusive Dining and Business Travel Privileges
Foreign Transaction Fee 3.0% + SBP Advance Tax
Airport Lounge Access Complimentary Domestic CIP Lounge Access in Pakistan
0% Installments / Financing Debit Card (Instant Account Settlement)
Welcome Bonus Offer Complimentary ATM snatching coverage
Eligibility & Credit Score HabibMetro Account Holders