Faysal Bank
Islamic Shariah
•••• •••• •••• 4819
VALID THRU 12/29
Faysal Bank Noor Platinum Islamic Card
VISA
🇵🇰 Pakistan Halal Shariah Credit Credit Card

Faysal Bank Noor Platinum Islamic Card

Issued by Faysal Bank

Certified 100% Shariah-compliant Islamic credit card operating on Ujrah principles, offering halal lifestyle rewards, travel Takaful protection, and airport lounge access.

Annual Fee PKR 8,000 / year
Reward Rate Smile Reward Points redeemable for instant shopping vouchers
APR / Profit Rate 0% Compounding Interest (Halal Ujrah Contract)

Exclusive Features & Cardholder Privileges

✓

Certified Shariah Islamic Structure

Governed strictly under Shariah Supervisory Board guidelines with zero Riba.

✓

Complimentary Lounge Visits

Free access to domestic CIP Lounges and selected Middle East hubs.

✓

Comprehensive Travel Takaful

Halal insurance coverage for accidental injuries, lost baggage, and trip delays.

✓

Smile Reward Points

Earn points on every swipe redeemable instantly at premier electronics and fashion outlets.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Certified 100% Shariah compliant credit product
  • Complimentary domestic CIP lounge access
  • Travel Takaful included

⚠ Considerations

  • Cannot be used at merchant categories conflicting with Islamic ethics

Detailed Fees & Specifications

Card Name Faysal Bank Noor Platinum Islamic Card
Issuing Financial Institution Faysal Bank (Karachi, Pakistan)
Card Network VISA
Card Type Credit Card
Primary Category Islamic Shariah
Annual Fee PKR 8,000 / year
Interest Rate / APR 0% Compounding Interest (Halal Ujrah Contract)
Rewards & Cashback Rate Smile Reward Points redeemable for instant shopping vouchers
Foreign Transaction Fee 2.75% + SBP Advance Tax
Airport Lounge Access Complimentary Domestic CIP & Select Middle East Lounges
0% Installments / Financing Halal Installment under Shariah Ujrah contract
Welcome Bonus Offer Complimentary Travel Takaful Coverage
Eligibility & Credit Score Min Monthly Income: PKR 90,000