Dubai Islamic Bank
Islamic Shariah
•••• •••• •••• 5311
VALID THRU 12/29
DIB World Islamic Mastercard Debit Card
🇵🇰 Pakistan Global Islamic Luxury Debit Card

DIB World Islamic Mastercard Debit Card

Issued by Dubai Islamic Bank Pakistan Limited

Flagship Islamic debit card from Dubai Islamic Bank Pakistan, offering international airport lounge access across Dubai and Pakistan, free Takaful insurance, and premium halal discounts.

Annual Fee PKR 4,500 / year
Reward Rate Halal Dining & International Travel Privileges
APR / Profit Rate 0% (Strictly Riba-Free)

Exclusive Features & Cardholder Privileges

✓

Pakistan & Dubai Lounges

Free access to domestic CIP lounges in Pakistan and Marhaba Lounges at Dubai International Airport.

✓

Global Travel Takaful

Complimentary travel medical insurance and emergency assistance.

✓

Up to 30% Off Dining & Hotels

Exclusive rates at luxury UAE and Pakistani hotels and dining destinations.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Seamless Dubai airport benefits
  • Strict 100% Shariah compliance
  • High withdrawal limits

⚠ Considerations

  • Annual fee is higher than standard debit tiers

Detailed Fees & Specifications

Card Name DIB World Islamic Mastercard Debit Card
Issuing Financial Institution Dubai Islamic Bank Pakistan Limited (Karachi, Pakistan)
Card Network MASTERCARD
Card Type Debit Card
Primary Category Islamic Shariah
Annual Fee PKR 4,500 / year
Interest Rate / APR 0% (Strictly Riba-Free)
Rewards & Cashback Rate Halal Dining & International Travel Privileges
Foreign Transaction Fee 2.5% + SBP Advance Tax
Airport Lounge Access Complimentary Pakistan Domestic CIP + Dubai Marhaba Lounges
0% Installments / Financing Debit Card (Direct Account Clearing)
Welcome Bonus Offer Complimentary Dubai International Lounge Access
Eligibility & Credit Score DIB Priority Account Holders