Citi
Cashback
•••• •••• •••• 5424
VALID THRU 12/29
Citi® Double Cash Card
🇺🇸 United States Simple 2% Cash Back Credit Card

Citi® Double Cash Card

Issued by Citigroup (Citi)

Simplicity at its best: earn 1% when you buy and an additional 1% as you pay those purchases off, with no category restrictions or annual fees.

Annual Fee $0 Free Forever
Reward Rate 2% Total Cash Back (1% when you buy + 1% when you pay)
APR / Profit Rate 0% Intro APR on Balance Transfers for 18 months, then 19.24% - 29.24%

Exclusive Features & Cardholder Privileges

✓

2% Unlimited Cash Back Everywhere

1% cash back at purchase + 1% as you pay off your balance.

✓

18-Month 0% Balance Transfer Offer

One of the longest zero-interest balance transfer windows in the country.

✓

Zero Annual Fee

Enjoy continuous 2% earnings with zero annual maintenance cost.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Simple flat 2% return
  • Exceptional 18-month 0% balance transfer window
  • Converts to Citi ThankYou points

⚠ Considerations

  • Has a 3% foreign transaction fee

Detailed Fees & Specifications

Card Name Citi® Double Cash Card
Issuing Financial Institution Citigroup (Citi) (New York, NY, USA)
Card Network MASTERCARD
Card Type Credit Card
Primary Category Cashback
Annual Fee $0 Free Forever
Interest Rate / APR 0% Intro APR on Balance Transfers for 18 months, then 19.24% - 29.24%
Rewards & Cashback Rate 2% Total Cash Back (1% when you buy + 1% when you pay)
Foreign Transaction Fee 3% of each purchase in US dollars
Airport Lounge Access None
0% Installments / Financing 0% Intro APR on balance transfers for 18 months
Welcome Bonus Offer $200 Cash Back bonus after $1,500 spend in first 6 months
Eligibility & Credit Score Good to Excellent (670 - 850)