Capital One
Travel & Miles
•••• •••• •••• 4009
VALID THRU 12/29
Capital One Venture X Rewards Credit Card
VISA
🇺🇸 United States Best Value Luxury Travel Credit Card

Capital One Venture X Rewards Credit Card

Issued by Capital One

Effectively pays for itself every year with a $300 annual travel credit and 10,000 bonus anniversary miles ($100 value), plus unlimited Capital One & Priority Pass lounge visits.

Annual Fee $395 / year
Reward Rate 10x on Hotels & Rental Cars, 5x on Flights, 2x on Everything Else
APR / Profit Rate 19.99% - 29.99% Variable

Exclusive Features & Cardholder Privileges

✓

$300 Annual Travel Credit

Receive $300 back annually for bookings through Capital One Travel.

✓

10,000 Anniversary Bonus Miles

Get 10,000 bonus miles every year starting on your first anniversary (worth $100+).

✓

Unlimited Capital One & Priority Pass Lounge Access

Complimentary lounge access for you and 2 guests at 1,300+ lounges globally.

✓

Free Authorized Users with Lounge Access

Add up to 4 authorized users for free, and they each receive their own Priority Pass membership!

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • $300 credit + 10k miles fully covers the $395 annual fee
  • Free authorized users get lounge access
  • Simple 2x miles on everything

⚠ Considerations

  • Travel credit must be redeemed through Capital One Travel portal

Detailed Fees & Specifications

Card Name Capital One Venture X Rewards Credit Card
Issuing Financial Institution Capital One (McLean, VA, USA)
Card Network VISA
Card Type Credit Card
Primary Category Travel & Miles
Annual Fee $395 / year
Interest Rate / APR 19.99% - 29.99% Variable
Rewards & Cashback Rate 10x on Hotels & Rental Cars, 5x on Flights, 2x on Everything Else
Foreign Transaction Fee $0 (No Foreign Transaction Fees)
Airport Lounge Access Unlimited Capital One Lounges & Priority Pass for cardholder + 2 guests
0% Installments / Financing Eligible for Capital One installment financing
Welcome Bonus Offer 75,000 Miles ($750 toward travel) after $4,000 spend in first 3 months
Eligibility & Credit Score Excellent (720 - 850)