Bank of Punjab
Premium & Luxury
•••• •••• •••• 5432
VALID THRU 12/29
The Bank of Punjab Mastercard World Credit Card
🇵🇰 Pakistan World Elite Class & Concierge Credit Card

The Bank of Punjab Mastercard World Credit Card

Issued by The Bank of Punjab

BOP's pinnacle credit card, offering complimentary domestic CIP lounge access, Mastercard Travel Pass global airport privileges, 24/7 concierge, and flexible EMI installment options.

Annual Fee PKR 25,000 / year (Supplementary: PKR 12,500)
Reward Rate 2.5% Reward Points on Lifestyle & Travel
APR / Profit Rate KIBOR + 14% p.a.

Exclusive Features & Cardholder Privileges

✓

CIP & Mastercard Global Lounges

Complimentary access to CIP lounges in Lahore, Karachi, and Islamabad plus worldwide access via Mastercard.

✓

BOP EMI Installment Plans

Convert purchases of PKR 3,000 and above into equal monthly installment plans up to 36 months.

✓

Balance Transfer Facility (BTF)

Consolidate high-interest balances from other credit cards at competitive lower markup rates.

✓

Cash Advance Facility

Instant cash withdrawal up to 50% of the assigned credit line via ATMs or helpline.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Complimentary domestic CIP airport lounge access
  • EMI installment conversion starting at PKR 3,000
  • Balance Transfer Facility (BTF) available

⚠ Considerations

  • PKR 25,000 basic annual fee

Detailed Fees & Specifications

Card Name The Bank of Punjab Mastercard World Credit Card
Issuing Financial Institution The Bank of Punjab (Lahore, Pakistan)
Card Network MASTERCARD
Card Type Credit Card
Primary Category Premium & Luxury
Annual Fee PKR 25,000 / year (Supplementary: PKR 12,500)
Interest Rate / APR KIBOR + 14% p.a.
Rewards & Cashback Rate 2.5% Reward Points on Lifestyle & Travel
Foreign Transaction Fee 3.0% + SBP Advance Tax
Airport Lounge Access Complimentary Domestic CIP Lounges (Lahore, Karachi, Islamabad) + Mastercard Travel Pass
0% Installments / Financing BOP Equal Monthly Installments (EMI) on PKR 3,000+ (3-36 mos)
Welcome Bonus Offer 5,000 Bonus Points upon activation
Eligibility & Credit Score Min Monthly Income: PKR 200,000