Bank of Punjab
Premium & Luxury
•••• •••• •••• 5188
VALID THRU 12/29
The Bank of Punjab Mastercard Platinum Credit Card
🇵🇰 Pakistan Travel & Dining Privileges Credit Card

The Bank of Punjab Mastercard Platinum Credit Card

Issued by The Bank of Punjab

Premium credit card featuring domestic CIP airport lounge access, high reward points earning across restaurants and apparel, and flexible installment plans.

Annual Fee PKR 15,625 / year (Supplementary: PKR 7,812)
Reward Rate Accelerated Points on Dining, Airline Bookings & Retail
APR / Profit Rate KIBOR + 14% p.a.

Exclusive Features & Cardholder Privileges

✓

CIP Domestic Lounge Relaxation

Free access to domestic CIP lounges in Lahore, Karachi, and Islamabad.

✓

Dining & Lifestyle Savings

Up to 30% discount at premier restaurants, luxury hotels, and retail outlets.

✓

Easy Equal Monthly Installments

Convert purchases of PKR 3,000+ into 3 to 36 months installment plans.

✓

EMV Chip & 3D Secure Protection

Safe transactions protected by dynamic OTP and biometric verification on digiBOP.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Domestic CIP airport lounge access included
  • Low PKR 3,000 minimum threshold for installment conversion
  • Accessible PKR 100,000 monthly income requirement

⚠ Considerations

  • Supplementary card annual fee of PKR 7,812

Detailed Fees & Specifications

Card Name The Bank of Punjab Mastercard Platinum Credit Card
Issuing Financial Institution The Bank of Punjab (Lahore, Pakistan)
Card Network MASTERCARD
Card Type Credit Card
Primary Category Premium & Luxury
Annual Fee PKR 15,625 / year (Supplementary: PKR 7,812)
Interest Rate / APR KIBOR + 14% p.a.
Rewards & Cashback Rate Accelerated Points on Dining, Airline Bookings & Retail
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access Domestic CIP Lounges at Lahore, Karachi, and Islamabad
0% Installments / Financing BOP Equal Monthly Installments (EMI) on PKR 3,000+
Welcome Bonus Offer 3,000 Welcome Reward Points
Eligibility & Credit Score Min Monthly Income: PKR 100,000