Bank of Punjab
Cashback & Rewards
•••• •••• •••• 5241
VALID THRU 12/29
The Bank of Punjab Mastercard Gold Credit Card
🇵🇰 Pakistan Everyday Lifestyle Value Credit Card

The Bank of Punjab Mastercard Gold Credit Card

Issued by The Bank of Punjab

Mid-tier Mastercard credit card providing reliable revolving credit, dining discounts across Punjab, 0% installment plans, and Balance Transfer Facility.

Annual Fee PKR 6,250 / year (Supplementary: PKR 3,125)
Reward Rate 1 Reward Point / PKR 100 spent
APR / Profit Rate KIBOR + 15% p.a.

Exclusive Features & Cardholder Privileges

✓

Retail & Dining Discounts

Exclusive promotions at popular clothing brands, restaurants, and retail stores.

✓

Flexible Installment Tenures

Repay major retail purchases over 3, 6, 12, 24, or 36 months.

✓

Balance Transfer Facility

Transfer your other bank credit card balances to BOP at reduced markup.

✓

digiBOP Instant Activation

Activate your card instantly via digiBOP app or WhatsApp Banking at 042-111-267-200.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Accessible income threshold (PKR 50,000/month)
  • Low annual fee (PKR 6,250)
  • Easy activation via WhatsApp Banking & digiBOP app

⚠ Considerations

  • Does not include complimentary airport lounge access

Detailed Fees & Specifications

Card Name The Bank of Punjab Mastercard Gold Credit Card
Issuing Financial Institution The Bank of Punjab (Lahore, Pakistan)
Card Network MASTERCARD
Card Type Credit Card
Primary Category Cashback & Rewards
Annual Fee PKR 6,250 / year (Supplementary: PKR 3,125)
Interest Rate / APR KIBOR + 15% p.a.
Rewards & Cashback Rate 1 Reward Point / PKR 100 spent
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access Standard Access
0% Installments / Financing BOP Equal Monthly Installments (EMI) on PKR 3,000+
Welcome Bonus Offer 1,500 Activation Reward Points
Eligibility & Credit Score Min Monthly Income: PKR 50,000