Bank of Punjab
Everyday Spending
•••• •••• •••• 5211
VALID THRU 12/29
The Bank of Punjab Mastercard Debit Card
🇵🇰 Pakistan Everyday Banking & Tap-and-Pay Debit Card

The Bank of Punjab Mastercard Debit Card

Issued by The Bank of Punjab

Standard international debit card issued with BOP checking and savings accounts, enabling nationwide 1Link ATM withdrawals, contactless retail checkouts, and secure online shopping.

Annual Fee PKR 3,000 / year
Reward Rate Retail Discounts across Punjab
APR / Profit Rate 0% (Linked Account)

Exclusive Features & Cardholder Privileges

✓

Worldwide Mastercard Acceptance

Shop in Pakistan and internationally across millions of merchant POS terminals.

✓

Contactless Tap & Pay

Fast NFC payments for everyday groceries and dining without entering PIN below threshold.

✓

digiBOP App Card Controls

Toggle international spending, adjust daily ATM/POS limits, or block card anytime.

✓

EMV Microchip Security

Encrypted microchip safeguards against card cloning and skimming.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Worldwide Mastercard and 1Link acceptance
  • Contactless NFC tap-to-pay
  • Full control on digiBOP mobile app

⚠ Considerations

  • No complimentary airport lounge access

Detailed Fees & Specifications

Card Name The Bank of Punjab Mastercard Debit Card
Issuing Financial Institution The Bank of Punjab (Lahore, Pakistan)
Card Network MASTERCARD
Card Type Debit Card
Primary Category Everyday Spending
Annual Fee PKR 3,000 / year
Interest Rate / APR 0% (Linked Account)
Rewards & Cashback Rate Retail Discounts across Punjab
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access Standard Access
0% Installments / Financing No
Welcome Bonus Offer Standard digiBOP App Integration
Eligibility & Credit Score Any BOP Individual Account Holder