Bank of Punjab
No Annual Fee / Low Fee
•••• •••• •••• 5309
VALID THRU 12/29
The Bank of Punjab Green Credit Card
🇵🇰 Pakistan Zero Annual Fee for Life Credit Card

The Bank of Punjab Green Credit Card

Issued by The Bank of Punjab

BOP's zero annual fee credit card for life. Basic and supplementary cards carry zero recurring annual fees while granting full access to EMI installments and Balance Transfer Facility.

Annual Fee Free / Zero Annual Fee (Basic: Rs. 0 | Supplementary: Rs. 0)
Reward Rate 1 Point / PKR 100 spent
APR / Profit Rate KIBOR + 15% p.a.

Exclusive Features & Cardholder Privileges

✓

Zero Annual Fee for Life

Never pay an annual fee on either your primary or supplementary card.

✓

Equal Monthly Installments (EMI)

Convert purchases PKR 3,000+ into equal monthly installments up to 36 months.

✓

WhatsApp Banking Services

Activate card, check available limit, and retrieve mini-statements on WhatsApp.

✓

Mastercard Chip & PIN Security

Worldwide acceptance with dynamic 3D Secure verification.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Zero annual fee for life on both basic and supplementary cards
  • Low income requirement (PKR 35,000/mo)
  • Full installment plan support starting at PKR 3,000

⚠ Considerations

  • No complimentary airport lounge access

Detailed Fees & Specifications

Card Name The Bank of Punjab Green Credit Card
Issuing Financial Institution The Bank of Punjab (Lahore, Pakistan)
Card Network MASTERCARD
Card Type Credit Card
Primary Category No Annual Fee / Low Fee
Annual Fee Free / Zero Annual Fee (Basic: Rs. 0 | Supplementary: Rs. 0)
Interest Rate / APR KIBOR + 15% p.a.
Rewards & Cashback Rate 1 Point / PKR 100 spent
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access Standard Access
0% Installments / Financing BOP Equal Monthly Installments (EMI) on PKR 3,000+
Welcome Bonus Offer 100% Lifetime Fee Waiver
Eligibility & Credit Score Min Monthly Income: PKR 35,000