Issued by Bank of America
Choose your own 3% cash back category (gas, online shopping, dining, travel, drugstores, or home improvement) plus 2% at grocery stores and wholesale clubs.
Switch your 3% cash back category monthly to match your seasonal spending plans.
Bank of America Preferred Rewards members earn 25% to 75% more cash back (up to 5.25% on 3% category).
0% introductory APR on purchases and balance transfers.
No annual fee to worry about.
| Card Name | Bank of America® Customized Cash Rewards |
|---|---|
| Issuing Financial Institution | Bank of America (Charlotte, NC, USA) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Cashback |
| Annual Fee | $0 Free Forever |
| Interest Rate / APR | 0% Intro APR for 15 billing cycles, then 19.24% - 29.24% |
| Rewards & Cashback Rate | 3% Cash Back in category of choice + 2% at grocery stores/wholesale clubs |
| Foreign Transaction Fee | 3% of the US dollar amount of each transaction |
| Airport Lounge Access | None |
| 0% Installments / Financing | 0% Intro APR for 15 billing cycles |
| Welcome Bonus Offer | $200 Online Cash Rewards bonus after $1,000 spend in first 90 days |
| Eligibility & Credit Score | Good to Excellent (670 - 850) |